Types of Financial Aid
There is a wide variety of funding available to assist students and their families with tuition, fees and other college-related expenses. Financial aid includes grants, scholarships, student loans and work-study.
Grants and Scholarships
Grants and scholarships are gift assistance and do not have to be repaid under most circumstances. If you receive your award letter before you register, you may charge tuition and fees up to the amount of your grant/scholarship eligibility. Any remaining balance can be used to charge required books and supplies if permitted by the terms of the grant/scholarship. If you have paid your own costs before receiving your award letter, or if you did not use all of your aid after tuition, fees, book and supply charges are paid, a check for the balance will be issued to you later in the semester, as long as you maintain eligibility. You are not allowed to receive federal financial aid at two institutions at the same time.
NOTE: Federal regulations require course attendance for all financial aid recipients. This process is detailed online in the College Catalog.
Awards are based on full-time (12 or more credits) attendance. Actual amounts are determined by your enrollment status at the end of the refund period for each class and may be reduced or cancelled at less than full-time enrollment. In general, grants are reduced to 75% at 9 - 11 credits, and to 50% at 6 - 8 credits.
For additional financial aid eligibility requirements, please access the following link: Standards of Academic Progress
Federal Pell Grant
To be considered, complete the FAFSA. Award eligibility varies. Eligible students must demonstrate financial need as determined by the federal methodology, meet standards of academic progress, not owe due to an over award or be in default on any Title IV Aid, and be working toward a Delta College academic degree or certificate.
The Consolidated Appropriations Act of 2012 reduces the duration of a student's Pell grant eligibility to a 12-semester (full-time) lifetime limit. Students who have received Pell grant funds for the equivalent of 12 full-time semesters will not be eligible to receive this grant for future semesters. Full-time enrollment is defined as 12 or more credits per semester.
How do you know if you are nearing your lifetime limit? Your SAR (Student Aid Report - results from completing your FAFSA) will report the amount of Federal Pell Grant that you have received. You may also review the results at NSLDS.
Federal Supplemental Educational Opportunity Grant (FSEOG)
To apply, complete the FAFSA. Those students with the most financial need as determined by federal methodology will be considered first. Eligible students must also meet standards of academic progress, not owe a refund or be in default on any Title IV Aid, and be working toward a Delta College academic degree or certificate.
Michigan Competitive Scholarship Program (MCS)
Achieve a qualifying ACT score and complete the FAFSA using Delta College's school code (002251). Students whose FAFSA is received by March 1, will receive priority consideration. The Michigan Department of Treasury awards per academic year based on eligibility.
Tuition Incentive Program (TIP)
Eligible students must be under the age of 20 at the time of high school graduation/GED completion and have been a Medicaid recipient. To receive TIP at Delta College, students must submit copies of TIP letter from the State, high school diploma/GED and birth certificate. For a copy of your TIP letter, contact the Michigan Department of Treasury, Office of Scholarships and Grants at 1-888-447-2687. Eligible students must request in writing TIP renewal each academic year.
Michigan Indian Tuition Waiver (ITW)
Students with one-quarter minimum Native American blood quantum, who are enrolled members of a federally recognized tribe and legal residents of Michigan for one year or more may qualify. ITW covers tuition only, for any number of credits. For more information, visit michigan.gov/mdcr.
Board of Trustees Scholarship (BTS)
Each in-district high school will receive one scholarship. Each high school is responsible for determining and administering the process to nominate one student for the scholarship. Recipients must possess a 3.25 or higher GPA on a 4.0 scale or a 3.85 or higher GPA on a weighted scale. This scholarship pays for tuition and fees up to 62 credits. Scholarship can be used for up to four years, provided the recipient attends consecutive Fall and Winter semesters. Spring/Summer semester attendance is optional. Full-time enrollment is not required. Recipients must maintain a minimum 3.0 college GPA.
Board of Trustees Grant (BTG)
The BTG provides financial assistance for short-term training programs offered through the LifeLong Learning Office. Eligibility is determined by financial need. Grant pays for up to 1/3 of tuition costs or a maximum of $692. Applications are available in the Financial Aid Office and on the Financial Aid Forms page.
Adult Education Scholarship (AES)
Eligible in-district graduates are selected by their alternative high school administrator. AES will cover up to 6 credit hours of tuition only each semester, up to a maximum of 30 total credit hours. Program must be used within four years of the initial award.
External Scholarships are funds provided to students by local and national clubs, organizations, agencies and companies. Scholarship monies may be sent directly to the Financial Aid Office with instructions regarding disbursement. Scholarship checks made out to Delta College or Delta College and the student must be submitted to the Financial Aid Office for application to a student's account.
Students should use free state and national search sites to identify scholarship opportunities or visit their local library to search for community scholarships. Residents of Bay, Saginaw and Midland counties are encouraged to apply for scholarships through these local foundations:
Disability-Related Scholarships and Awards
Opportunities available specifically for students with disabilities.
Michigan Education and Training Voucher Program (ETV)
Educational loans are available to assist students with any unmet educational costs. Loans must be repaid, and should be considered carefully. Students should always file a FAFSA first in order to be considered for federal loan eligibility. When that eligibility is exhausted, parent and alternative loans are the next consideration. Watch the videos Responsible Borrowing to learn about your responsibilities as a borrower and what you should consider when taking out loans for college and Repayment: How to Manage Your Student Loans to learn more about changing repayment plans, postponing or reducing your payments, or combining your federal student loans.
Click on the following links for additional loan information:
Other Financial Aid Resources
Students interested in obtaining additional education or training to re-enter the workforce should explore potential funding opportunities through their local Michigan Works and Michigan Rehabilitation Services agencies.